G-3807

Building Lives - Rural Women

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Financing

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Project Description

Region: Africa

Country: Tanzania

Location: Kilimanjaro

Total Budget: $87,000

Area of Focus: Community economic development



In northern Tanzania, rural women manage goats and sheep but face low productivity, high animal mortality, and minimal income, primarily due to poor herd genetics and limited veterinary services. Although women play a central role in livestock management, local breeds grow slowly, reproduce infrequently, and command low market prices, preventing households from fully benefiting from livestock ownership.

At the same time, there is strong and growing demand for mutton and chevon across the country. Traders from other regions regularly purchase animals from live animal markets, representing a significant yet underexploited opportunity for smallholder livestock producers-particularly women.

Despite this opportunity, women lack access to improved breeding stock, veterinary care, structured business and financial skills, and organized markets. As a result households remain food insecure and dependent on unstable or seasonal income sources.

Livestock lending and sharing are long-standing cultural practices in the region, functioning as informal savings mechanisms, systems of mutual support, and social safety nets. Similarly, Village Community Banks (VICOBA) - a form of Village Savings Loan Association, are a well-established and trusted cultural institution through which rural women save, and manage income collectively. Building on these deeply rooted systems, this project integrates a structured small ruminant asset-transfer model, VICOBA-based savings and financial management, and community-based animal health services with comprehensive business and marketing training for women.

This project addresses these challenges by upgrading herd genetics through improved-breed pregnant goats or sheep, strengthening access to veterinary care, embedding enterprises within VICOBA savings and governance structures, and equipping women with advanced husbandry, business, and marketing skills. The model transforms women from caregivers to recognized livestock owners and entrepreneurs, enabling them to fully realize the economic and nutritional potential of their livestock.

Overall Goal

This project is intentionally designed as an economic development initiative in which small ruminants are a catalytic input, not the primary outcome. Over the project period, the core results will be: viable women-led microenterprises, higher livestock-derived income, stronger producer groups and VICOBA institutions, and youth-operated Community Animal Health Worker (CAHW) businesses that continue beyond the life of the grant. Building on local markets where demand for mutton and chevon is already strong, the project focuses on helping women systematically increase herd productivity, sell more animals at better prices, and reinvest profits through savings groups to expand their enterprises.

Specific Objectives

1. Establish women-led livestock enterprises

Support at least 50 rural women to become smallholder livestock entrepreneurs by Year 3, each operating a defined small ruminant enterprise with basic records and regular market sales, resulting in an average increase of at least 40 percent in livestock-related income.

2. Strengthen collective action and savings through producer groups

Form and support 10 functional women's producer groups to facilitate peer learning, group-based savings linked to VICOBA, and collective breeding and marketing of small ruminants and related products.

3.Improve animal health and productivity through local veterinary services

Train and equip 10 Community Animal Health Workers (CAHWs) to provide accessible and affordable veterinary and advisory services, with the objective of reducing small ruminant mortality rates to below 15% and improving herd productivity across participating households.

Implement a scalable livestock pass-on system

4. Establish and operationalize a transparent livestock pass-on mechanism whereby participating women return female offspring annually for redistribution to new beneficiaries, enabling program expansion and replication without ongoing external capital.

Increase women's income and financial management capacity

Strengthen women's financial literacy, record-keeping, and business planning skills, with a target of achieving at least a 40% increase in livestock-related income within three years of participation.

5. Enhance market access and bargaining power

Improve women's access to profitable markets through training in market analysis, pricing, negotiation, and collective sales, including strategic timing of sales around high-demand religious and cultural periods to maximize returns.

Five year outlook

Applying a five-year lens, the project expects that initial beneficiaries will have grown their herds, diversified their products (breeding stock, meat animals, and possibly manure or fodder), and established a pattern of selling animals strategically during peak-demand periods for higher prices. The revolving pass-on mechanism and strengthened producer groups are projected to extend benefits to at least 200 women within five years, while CAHWs continue to earn income from veterinary services and VICOBA-linked groups manage larger savings and loan portfolios. Together, these developments will leave more households with higher and more stable livestock income, stronger local service markets, and community-owned economic structures that function independently of external funding.

Long-Term Sustainability and Community Ownership

Long-term sustainability is reinforced through the integration of community-selected beneficiaries, women-led producer groups, VICOBA-based savings and governance structures, and locally trained CAHWs. Selection through village leadership and women's/VICOBA groups ensures strong local ownership and accountability. The livestock pass-on system creates a self-replicating asset base, while CAHW microenterprises ensure continuous access to affordable veterinary services. Together, these interconnected systems form a community-owned, financially viable, and scalable enterprise model that can continue functioning and expanding with minimal external facilitation after project funding ends.

By integrating graduation ceremonies, the project ties recognition to compliance, reinforcing the self-replicating asset base, producer group accountability, and VICOBA-linked governance.

The visibility of successful graduates inspires new women to participate and ensures continuity of the program.

Expected Impact

While the project initially targets 50 rural women as direct beneficiaries, its revolving livestock pass-on system significantly expands impact over time without additional external funding. Conservatively assuming that each participating woman passes on an average of three female offspring over a five-year period, the project will reach an additional 150 women through redistribution of livestock.

As a result, the project is expected to benefit approximately 200 women within five years. With an average household size of five, this translates into more than 1,000 household members benefiting indirectly through improved income, nutrition, and financial resilience.

Primary Host Partner

District: 9214

Rotary Club of: Moshi

Primary Contact: Cynthia Asiyo

Email: casiyo494@gmail.com

Primary International Partner

We are looking for a Club partner. Click here to pledge support for this project. Recording a pledge will make you the Primary International Partner for this project.

Project Status

Need $85,000
This project needs to receive some pledges to go to the next level. Please check the "Financing" tab to see the list of current pledges. Once the amount pledged is equal to the project budget, the status of the project will be automatically changed to "Fully Pledged".
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Project listed for the 2025-26 Rotary Year.

Proposed Financing

Existing Contributions Towards This Project

Date

Cash

DDF

Total

Moshi (9214)

19-Sep-25

$2,000

$0

$2,000

Remaining Amount to Raise

Additional Club Contribution (Needed) - Add a contribution

$85,000

-

$85,000

Amount Requested from The Rotary Foundation

-

$0

$0

Total

$87,000

Note: as of July 1, 2015 there is a 5% additional support fee for cash contributions. This fee does not appear in the financials above because it does not apply if the funds are sent directly to the project account (without going through TRF, and therefore without Paul Harris credit). Clubs sending their cash contribution to TRF must be aware they will have to send an additional 5%.

Project Supporting Documents

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History Log Entries

19-Sep-25

by Cynthia Asiyo

System Entry: Creation of project page.

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